Healthcare Sharing Ministries, an Alternative to Health Insurance

OneShare Health is a medical cost sharing program that helps individuals and families address the challenges of escalating healthcare costs and soaring insurance premiums. It is not insurance, but rather an affordable alternative. Membership contributions are often thirty-five to fifty percent less than traditional medical insurance policies and members enjoy access to one of the largest PPO networks in the nation, PHCS.

How it Works

Members voluntarily help pay each other’s medical expenses through OneShare Health’s medical sharing programs. Monthly membership contributions provide the sharing power behind the medical sharing programs. OneShare Health receives the medical bills of members and sends them to their TPA (third party administrator) who determines if the medical expense is eligible for sharing based on the member guidelines. All eligible medical expenses are normally shared within fourteen days. Shared amounts are either directly paid to the provider or reimbursed to the member.

Hospitalization, pharmacy benefits, vision, dental and much more included in benefits.

On average, OneShare Health’s members will see costs 30-40% lower than enrollment in traditional plans. Members of OneShare Health have a lifetime cap on claims of $1 million.

With health insurance premiums continuing to rise every year, more and more agents are looking at health insurance alternatives for their clients to help alleviate the cost burden. One option that has been gaining traction recently is a healthcare sharing program.

The top five reasons to sell OneShare Health:

  1. Commission Paid Weekly With Incentive Programs
  2. Market OneShare Programs 365 days Per Year
  3. Next Day, Effective Date (1st– 28th of the Month)
  4. Available Nationwide
  5. Simple Electronic Enrollment & On Demand Marketing Materials

Now is the time to start thinking about offering your clients more options by getting contracted with OneShare Health. All you have to do is click the link the below.

Associate Sign Up Link: Click Here

Password: OneShare

You can download a copy of LeClair Group’s E&O Reimbursement Program application by clicking here.

Get started on OneShare Health today and begin offering a quality solution for your clients seeking affordable healthcare.

Learn More

You can learn more about OneShare Health by clicking here to read our article.  You can also watch our on-demand webinar on our BrightTALK channel by clicking here.

Healthcare sharing programs will also be a featured breakout session during LeClair Group’s annual agent conference Health-A-Palooza on July 30, 2019 at the Minneapolis Marriott City Center in downtown Minneapolis. You can learn more about the conference, and register to attend, at the following link:

Download a copy of OneShare’s FAQ document for additional information.

Contact Dan Arland or LaRae Mills on LeClair Group’s Health Insurance team with any immediate questions.

Additional Downloads


Reimbursement Form

External Marketing Communication Request