Category Archives: Insurance News

LeClair Group Webinar: Mutual of Omaha’s Living Promise

Life insurance is just one way your clients can show their loved ones that they care, which makes Valentine’s Day the perfect time to start sharing the love with your clients by reaching out to your clients and prospects about their life insurance needs. One product to consider is Mutual of Omaha’s Living Promise final expense product, […]

Are you prepared to talk Long Term Care with your clients?

Planning for extended care is more important than ever with roughly 10,000 Baby Boomers turning 65 every day. In addition to the rising number of aging-in clients, the cost of long term care is also on the rise.  Do your clients have the financial stability to cover these costs? If your answer is ‘No’, then it’s […]

How to keep your groups D.O.L compliant

Businesses, large and small, need a good human resources solution to keep them compliant with regulations enforced by the Department of Labor. Noncompliance can be expensive and an unnecessary problem for your clients to face. Agents are increasingly being asked to provide recommendations and solutions. Are you up to date with the regulations and able to […]

Compliance Connection: What to know about ACA reporting

Despite a court ruling by a federal judge in Texas that the Affordable Care Act (ACA) is unconstitutional, all ACA coverage and reporting obligations for employers remain in place. The IRS has published final forms and instructions to help employers prepare for the upcoming ACA reporting deadlines. As you have likely heard, the IRS also […]

Medicare Options for Age-In clients.

Medicare Supplements proved a popular choice for many transitioning from Medicare Cost Plans, clients were drawn to the no network, no bills proposition. Aging-in clients may think differently and be drawn to lower premium, higher cost sharing options, supported by hospital, accident and critical illness policies.  Taking a more strategic approach means providing a portfolio […]

Fall Enrollment Season coming to a close.

Thank you for partnering with LeClair Group for your Individual, Medicare, Group and ancillary plan choices for 2019. If your clients signed up for a Medicare Supplement, Part D prescription drug, or a Medicare Advantage plan, it is likely that they will have questions over the coming year.  Our Medicare Team, Dan Arland and LaRae Mills are looking […]

Important: Writing Medicare Supplements for Deemed Clients.

Many of your Cost Plan clients were deemed into a Medicare Advantage plan by their former Cost Plan carrier.  Blue Cross and Blue Shield Cost Plan clients often had a standalone Medicare Blue Rx plan, all Advisors should know that the deeming process caused CMS to cancel their existing standalone Part ‘D’. In every case […]

American General: Form Revision: IUL Supplemental Application

Get appointed online today to start selling American General. Contact with questions. To support the new Dollar Cost Averaging (DCA) Rider being offered on Max Accumulator+ and Value+ Protector, and the availability of the PIMCO Global Optima Index fund on Value+ Protector, a new version of the IUL Supplemental Application will be available effective […]

Change in prelicense examinations for licensees

The Minnesota Department of Commerce has announced that starting on January 1, 2019 Pearson VUE will now provide all insurance, real estate, and real property appraiser prelicense examinations. See the press release below. Contact with questions. Effective January 1, 2019, Pearson VUE will provide all insurance, real estate, and real property appraiser prelicense examinations administered […]

Guidelines for SEP, Open Enrollment and GI

As we transition from AEP to Special Enrollment, Guaranteed Issue, Open Enrollment and the 5-Star SEP, we have developed a grid for your reference. Medicare Advantage and Part ‘D’ sign up always depends on having a valid enrollment period.  CMS regulated plans such as Medicare Advantage and Part D’s have an Annual Election Period (AEP), […]