LeClair Group is an independent health & life insurance services company
LeClair Group is the people’s company. We lead in health and life insurance brokerage services, employee benefits and consulting services to thousands of organizations and individuals throughout the United States. We are proud of our Minnesota heritage, and our history of over 80 years of operations as a privately owned and independent company in the St. Paul – Twin Cities area.
We are LeClair Group. Our mission – to make life better for our clients, our associates and our community. This is our passion. Our strategic approach supports this mission by recognizing that developing all of our valuable resources is critical to achieving our business goals. Our company has a personality – a culture – that is unique. Our personality is fresh, vibrant, cooperative, and moreover it sets us apart in a crowded insurance marketplace. We recognize the importance of our customers’ needs while also flexibly responding to change and leading progress in our industry.
We start by knowing our clients
The better we know you, the better we serve you. LeClair Group has a long history of high standards and doing business the right way. We are a national company excited to forge strong relationships with our partners and clients.
We believe in reaching higher
We recognize the unique qualities and needs that each company and each individual brings to any situation. Our goal is to always find the best solution. There is no status quo when it comes to people; you and LeClair Group are both dynamic and we can grow and develop together.
Your MNsure team
One-stop shopping for health coverage
LeClair Group assists MNsure with getting people signed up with insurance through a broker or a navigator. We help wade through the MNsure applications and computer issues to help you get the healthcare coverage you deserve.
The MNsure marketplace is where Minnesotans can shop, compare and choose health insurance coverage that meets their needs.All MNsure plans include coverage for essential health benefits such as hospitalizations, emergency services, maternity and newborn care, prescription drugs, prevention and wellness visits, mental health and pediatric vision care.
MNsure plans also come with consumer protections. You cannot be denied coverage because of a pre-existing condition, nor can you be charged a higher premium because of your medical history. There is no annual or lifetime dollar limit on coverage.
Get financial help
MNsure is the only place you can qualify for financial help that can lower the cost of your monthly insurance premium. Depending on household income and size, most Minnesotans qualify for a public insurance program like Medical Assistance or MinnesotaCare, or a low-cost plan from a private insurance company.
Avoid tax penalties
Having health insurance coverage not only gives you peace of mind, it also keeps you from having to pay a penalty when filing your federal tax return. Penalty amounts are calculated based on income, and increase each year for uninsured individuals and families.
Understand your options
Minnesota’s Medicaid program covers many people with low incomes, especially children and pregnant women. There is no monthly premium. Enrollment is available year round.
Covers Minnesotans with lower incomes who don’t have access to affordable health care coverage. Low monthly premiums are determined by income and family size. Enrollment is available all year round.
Qualified health plans
Health plans offered by insurance companies through the marketplace. Financial assistance is available depending on your income, household size and the cost of insurance in your area. Plans must be purchased through MNsure to qualify.
You can enroll in or renew a qualified health plan during the annual open enrollment period, which is usually in later fall or early winter. If you experience certain life changes, such as having a baby, getting married or losing job-based health insurance coverage, you can qualify for a special enrollment period outside of open enrollment.
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Listen to the Kaiser Family Foundation and watch the video “Health Insurance Explained: The Youtoons Have It Covered,” to explain the health insurance process.